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First-time buyers

  • Friday, 7 June, 2024
    Mortgages
    Should you rent or buy a home?

    FT Money wants to hear from readers in a rent or buy dilemma

    A street of semi-detached houses in Lambeth, south London
  • Friday, 29 March, 2024
    UK property
    First-time buyers targeted with £5,000 deposit mortgage

    Scheme aims to get buyers lacking large deposits on the property ladder

    For sale signs outside houses in south London
  • Friday, 9 February, 2024
    UK property
    Have you taken out a long-term fixed rate mortgage?

    FT Money is seeking comments from readers who have taken out such a mortgage or rejected the idea

  • Tuesday, 26 December, 2023
    News in-depthProperty sector
    Number of first-time UK housebuyers heads for 10-year low

    Rise in mortgage rates and end of Help to Buy make people more reliant on so-called Bank of Mum and Dad

    A montage of a row of houses
  • Thursday, 9 November, 2023
    Serious MoneyClaer Barrett
    Five ways to fix the Isa regime

    Ahead of the Autumn Statement, here’s my wish list for reforming tax-free saving and investing

  • Thursday, 5 October, 2023
    Millennials and boomers are competing for homes. Guess who’s winning?

    Rising prices, high rates and demographics are reversing millennial gains

  • Friday, 15 September, 2023
    FT Money personal finance guides
    FT Money Guide: A tale of two housing markets

    Why are property prices falling in the UK and rising in the US?

  • Sunday, 2 July, 2023
    Mortgages
    UK’s mortgage relief measures risk a financial shortfall in later life

    Advisers warn of higher total interest payments and threat to retirement savings

  • Friday, 12 May, 2023
    Cost of living crisis
    UK mortgage borrowers face painful refinancing, warns think-tank

    Resolution Foundation says £12bn costs of rising rates have yet to hit most households

  • Thursday, 11 May, 2023
    Q&AProperty sector
    Return of the 100% mortgage brings a mixed response

    Skipton building society launches no-deposit deal for renters

    A young couple look at an estate agent’s window display
  • Monday, 10 April, 2023
    UK first-time buyers opt for smaller homes as higher mortgage rates bite

    Preference for one- and two-bedroom properties points to impact of rising borrowing costs

    A couple looking at adverts for properties in the window of an estate agent’s
  • Tuesday, 4 April, 2023
    Property sector
    More homes come on to the UK market as pressures ease

    Mortgage market stability boosts buyer confidence in spite of falling house prices

    Houses on Bristol harbourside
  • Friday, 27 January, 2023
    House & Home
    How London’s property market became an inheritocracy

    Without inherited wealth or a leg-up from the Bank of Mum and Dad, prospective first-time buyers are forced to abandon dreams of home ownership

    illustration of people climbing up a wall using a ladder
  • Friday, 13 January, 2023
    Property sector
    Growing struggle for owners of flats trading up

    Prices of houses in England and Wales have increased much faster than those of apartment homes

    A modern city centre block of flats
  • Friday, 6 January, 2023
    Property sector
    TSB slashes mortgage rates by up to 1.3 percentage points

    UK lenders are jostling for home loan customers in spite of rising Bank of England base rates

  • Friday, 28 October, 2022
    FT Financial Literacy and Inclusion Campaign
    Mortgage shock: what next for embattled borrowers?

    Spiralling home loan rates add to households’ cost of living pressures

  • Thursday, 23 June, 2022
    Cost of living crisis
    Be a guest on Money Clinic podcast

    Seeking FT readers prepared to chat about how rising inflation is affecting their lives

  • Friday, 27 May, 2022
    Ian Mulheirn
    Mortgage reform is key to unlocking UK home ownership

    The country is a global outlier in managing credit risk

    A couple look at property photos in the window of an estate agent
  • Friday, 6 May, 2022
    Personal Finance
    Cash buyers drive sales and prices in UK housing boom

    Interest rate rises and cost of living squeeze likely to strengthen the role of mortgage-free buyers

    A row of terraced houses
  • Tuesday, 3 May, 2022
    Money Clinic podcast: How to buy your first property

    After the hard work of saving for a deposit, here’s everything first-time buyers need to know

    A couple embrace, surrounded by cardboard boxes, after moving to a new apartment
  • Friday, 4 February, 2022
    UK property taxation
    Stamp duty receipts hit record high after tax holiday ends

    Booming sales at the top end of the market pushed takings to nearly £3bn in the last quarter of 2021

  • Friday, 4 February, 2022
    Serious MoneyClaer Barrett
    Overtaxed and underpaid: no wonder young investors love crypto

    Rising taxes and inflation are pushing young people further up the risk curve

  • Wednesday, 26 January, 2022
    Neal Hudson
    The plight of the UK’s first-time buyers

    The immediate pressures of the pandemic may have eased, but prospective homeowners must now contend with record prices and a looming cost of living crisis

  • Friday, 21 January, 2022
    Serious MoneyClaer Barrett
    ‘The Aga’s not included’: tales from an overheated property market

    Disputes can flare up between homebuyers and sellers over fixtures and fittings

  • Wednesday, 22 December, 2021
    Personal Finance
    Growth in outright home ownership predicted to stall

    Mortgaged homeowners in England will make repayments for longer, leading to fewer cash buyers, research finds

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